Stop dreaming, start planning

Anyone ever told you that ‘ignorance is bliss’?

Well, when it comes to money, that couldn’t be further from the truth!

If you want to take charge of your finances and your future, the more you know, the better off you are. How can you make changes and smart decisions if you don’t know where you stand?

That’s why we’re giving you the opportunity to get your credit score report.

OK, we admit, it might not make for the most exciting holiday reading, but by getting to grips with your finances, you’re giving yourself the best possible gift: a chance to take control of your money.

What is a Credit Score Report, exactly?

Ever wanted to buy a car on finance? Buy a house? Get a loan? First thing your lenders will do is check your credit score.

Your credit report lists what types of credit you use, the length of time your accounts have been open, and whether you've paid your bills on time. It tells lenders how much credit you've used and whether you're seeking new sources of credit. It gives lenders a broader view of your credit history than other data sources, like a bank's own customer data.

What are we offering you?

  • Virgin Money offers a free service that lets you handle everything to do with your credit, in one place.
  • We help you understand your credit rating with a user-friendly display. You’ll know where you stand in minutes.
  • When you sign up for a free account, you can log in and check your credit score at any time.

** VIP NOTE: Security is a big deal. Your information is encrypted and your personal details are safe with us.

So, want to be in the know? CLICK HERE TO KNOW YOUR SCORE